
Good credit, bad credit, or no credit—our finance experts are here to help. With flexible programs and options, we’ll work hard to match you with the right plan.


Buying your next vehicle with CARMART is simple:
Start with a Trade-In Appraisal – Get an instant, accurate value for your current car.
Apply for Financing – Securely complete our online finance application.
Shop & Customize Payments – Choose your vehicle and adjust payments to fit your budget.
Pick Up or Get It Delivered – Finalize your deal and drive away stress-free.
Skip the wait and start your financing journey from home. Our experienced finance team works with drivers across Delaware and beyond to secure the best rates and terms. Whether you have good credit, bad credit, or no credit, CARMART guarantees approval* for every customer.
Looking to upgrade? Get a same-day offer, fast payout, and often more than fair market value for your trade. Selling your car has never been easier.
Our reputation is built on happy customers and word-of-mouth referrals. We take pride in creating a pressure-free, transparent car-buying experience—one that keeps our customers coming back.
At CARMART, we’re proud to be Delaware’s trusted source for quality used cars, trucks, and SUVs. With convenient locations in New Castle and Smyrna, our team helps drivers from Wilmington, Middletown, Bear, and across the region find reliable vehicles at unbeatable prices. Whether you’re shopping for your first car or upgrading to something newer, we make it simple, transparent, and stress-free.
We carry a wide variety of popular makes and models—including Honda, Toyota, Chevrolet, Ford, Hyundai, Nissan, and BMW—so you can explore options that fit your lifestyle and budget. Every pre-owned vehicle on our lot is thoroughly inspected for quality and comes with a free CARFAX® history report for added confidence.
At CARMART, our goal is to make car ownership accessible for everyone. That’s why we offer Guaranteed Financing Approval*, no matter your credit situation. Whether you have good credit, bad credit, or no credit, our finance experts work with leading lenders to match you with a plan that fits your needs.